SACCO / Microfinance Core Banking

Digitize SACCO and microfinance operations with a unified core banking platform built for speed, compliance, and member trust.

Empower your institution with secure, scalable banking transformation powered by Attain.

What’s Holding You Back

• Manual front-office operations slow down service delivery and increase errors

• Fragmented systems between FOSA and BOSA create reconciliation challenges

• Loan applications and approvals lack automation, causing delays

• Limited visibility into inventory, budgeting, HR, and asset management

• Reporting is inconsistent and struggles to meet SASRA or regulatory standards

• Legacy systems lack flexibility to support new products or market changes

• Weak data security exposes SACCOs to fraud and compliance risks

• Absence of multi-currency support limits cross-border operations

These challenges reduce operational efficiency, increase risk, and frustrate members. Attain helps you modernize with a platform built for transparency, agility, and growth.

What We Deliver

• Integrated SACCO Dynamics Platform: Built on Microsoft Dynamics NAV, unifies FOSA and BOSA modules

• Automated Loan Workflows: Digitize applications, approvals, and disbursements

• Comprehensive Modules: HR & Payroll, Inventory, GL, Budgeting, Reporting, and Asset Management

• Centralized Real-Time System: LAN/WAN architecture with global access and role-based controls

• Regulatory Compliance: Preconfigured reports aligned with SASRA and other regulators

• User-Friendly & Flexible: Menu-driven, parameterized system for rapid product rollout

• Robust Security: Data validation, check digit verification, and secure signature facilities

• Multi-Currency Support: Seamless handling of diverse currencies for cross-border members

Why Attain

• Proven success implementing SACCO and microfinance systems across Africa

• Deep understanding of cooperative banking workflows and compliance needs

• Scalable architecture tailored to growing institutions

• Trusted by financial cooperatives for reliability, transparency, and innovation

Bank smarter, serve better, and grow confidently powered by Attain.